While the flames of the January 9 fires in Victoria may have subsided, the health risks for our four-legged family members are far from over. Pet Insurance Australia (PIA) is reminding pet owners that smoke inhalation and lingering ash remain serious threats long after the fire front has passed.
“Our pets are family members, and smoke from bushfires can affect them just as much as it does people,” says Nadia Crighton, Spokesperson for Pet Insurance Australia. “We’re encouraging all pet owners, particularly in Victoria, to be proactive.”
The Hidden Danger: Smoke Inhalation
Smoke contains fine particulates that can irritate the eyes, nose, throat, and lungs. “Even seemingly mild smoke can cause irritation and discomfort for pets,” Crighton explains.
Who is most at risk?
- Brachycephalic breeds: Dogs with short noses (such as Pugs, Bulldogs, Frenchies).
- Seniors & Puppies: Animals with developing or aging respiratory systems.
- Existing Conditions: Any pet with pre-existing lung or heart issues.
Watch for these signs:
✔️ Coughing, wheezing, or laboured breathing.
✔️ Eye irritation or discharge.
✔️ Excessive yawning or unusual lethargy.
Proactive Steps: Crighton suggests “limiting outdoor time, keeping pets inside as much as possible, and using air purifiers if available.”
Daily Coat Care: The "Wipe Down" Routine
Particles from bushfire smoke can cling to a pet’s fur. When they groom themselves, they can inhale or ingest these irritants. PIA recommends a daily cleansing routine:
- Wipe down coats with a damp cloth (avoid excessively wetting the animal).
- Clean paws after walks to remove residue.
- Bathe at the end of the day if needed using gentle pet-safe shampoo.
- For cats, use gentle pet wipes or dry grooming.
Emergency Boarding & Your Insurance
For many, the smoke or the threat of fire may require temporary relocation.
“Some plans offer reimbursement for emergency boarding costs if the owner is displaced or unable to care for the pet temporarily,” says Crighton. “If you’re unsure what your policy covers, now is the time to check. Understanding your policy details before an emergency helps avoid stress.”
Special Note for Victoria: All existing PIA policyholders in fire-affected areas of Victoria are being offered emergency boarding for their insured pets until the end of February 2026.(Policyholders are advised to check their SMS for specific details).
Are You Ready? The Pet Emergency Checklist
“Preparation is the best defence,” Crighton adds.
“Being ready for both health issues from smoke and emergency displacement gives owners peace of mind.”
✔️ Evacuation Routes: Know your paths and safe meeting points.
✔️ Boarding List: A pre-prepared list of local boarding facilities.
✔️ Microchip & ID: Ensure tags and chip registry details are up-to-date.
✔️ Insurance Info: Policy details and the claim contact number.
✔️ Food & Water: 5–7 days’ supply and portable bowls.
✔️ Leashes & Carriers: Ensure they are sturdy and accessible.
✔️ Records: A photo of your pet, vaccination records, and insurance documents.
✔️ Health: Medications and a pet-specific first-aid kit.
✔️ Comfort: A familiar blanket or toy to reduce stress.
Pet Insurance Australia policies entered into for the first time prior to 8 May 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923
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